Command Financial Specialist Training

This training on personal financial management is for highly motivated sailors and officers who wish to provide financial education, counseling and information to their shipmates and commands as a collateral duty. During Command Financial Specialist Training, you are trained with basic financial management skills and the understanding necessary to implement education, training and counseling at their command. Functions of a CFS include assisting the command in establishing, organizing, and administering the Command Personal Finance Management (PFM) program; disseminating financial management information within the command; maintaining current PFM resources and contact with Fleet & Family Support PFMs; providing basic counseling to command members as requested.

Commands must have one CFS for 25 or more personnel, and one for every additional 75 personnel. CFS candidates should be motivated and financially stable, and have at least one year left at their command.

To be appointed as a Command Financial Specialist, OPNAVINST 1740.5D requires that service personnel be in pay grade E6 or above including frocked to E6 Personnel, or E5 with at least 6 years of service. Commands can request a waiver for E5 Personnel with less than 6 years. For more information contact Stephen Hannan, PFM at or call 410-293-2641 and leave a message with your contact information.